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# Personal Finance Tracker for Beginners
- URL: https://www.jeffsu.org/personal-finance-tracker-for-beginners/
- Published: 2022-08-19T17:25:08.000Z
- Updated: 2022-08-19T17:25:08.000Z
- Author: Jeff
- Tags: Career, Organization

Disclaimer: I'm not an investment expert (although I did major in Finance for undergrad), **BUT** I am a control freak so trust me only for my tips on organization 😉

## My Personal Finance Tracker

- Make a copy of [my template here](https://docs.google.com/spreadsheets/d/1F0g2A2kiufV1mskDKbyDwSXtwKsIyAD3aLf2wAeJ99c/copy?ref=jeffsu.org)

## Step-by-step instructions

So I have nothing against budgeting apps like Mint (I used it myself for \~4 years) but they do have several limitations like:

1. They're not available in all countries / regions
2. If you're security conscious you might not want your financial information accessed by a third-party
3. It's too easy to "ignore" your spending when everything is calculated automatically